Answer a few quick questions and see personalized offers from our network of lending partners — before you ever apply anywhere else.
Checking is 100% free.
*Checking your options uses a soft credit inquiry. Some lending partners may perform a hard credit check before final approval. StraightLoans.com is not a lender.
No paperwork marathon. No guesswork. Just a clear look at what you may qualify for.
Share your loan amount, ZIP code, and a few basic details. It takes about two minutes.
We check your information against our network of lending partners in real time.
Compare rates and terms side by side, then continue with the lender that fits you best.
Checking your options uses a soft inquiry, so it won't lower your credit score.
Fill out one short request and see offers from several lending partners at once.
Many partners can provide a decision quickly, with funds as soon as the next business day.
Your data is protected with 256-bit encryption from start to finish.
We know a loan request means sharing sensitive details. Here's how we handle it.
Every request submitted through StraightLoans.com is transmitted over an encrypted connection.
Sample feedback shown for illustration — replace with verified customer reviews before launch.
"The whole process took less than five minutes and I could actually compare a few offers side by side before deciding."
"I was nervous it would ding my credit just to look, but it didn't. That alone made it worth trying."
"Straightforward form, no pressure, and I understood exactly what I was agreeing to before moving forward."
No. StraightLoans.com is not a lender and does not make credit decisions. We operate a free comparison service that shares your request with participating lending partners who may be able to help.
Checking your options typically uses a soft credit inquiry, which does not affect your credit score. If you choose to proceed with a specific lender's offer, that lender may run a hard credit check as part of final approval.
Our lending partners consider a range of credit profiles. Submitting a request lets us match you with partners suited to your situation — there's no fixed minimum score required just to check your options.
Funding timelines vary by lender. Some partners are able to fund as soon as the next business day after final approval; others may take longer depending on their process and your bank.
No — checking your loan options through StraightLoans.com is always free. Any fees related to a specific loan are disclosed directly by the lender before you accept an offer.
Not at all. Comparing offers through StraightLoans.com does not obligate you to accept any loan. You decide whether any offer is right for you.
It's free, it's fast, and checking won't affect your credit score.